Sleep Now Pay Later with Humm

Humm helps everyday Australians Buy Now Pay Later. Our payment plans are great value because humm customers pay no interest ever.

You just need to tick these boxes:

• Be a permanent resident of Australia
• Be 18 years or older
• Have a valid email address and mobile number
• Have an Australian debit or credit card
• Have an Australian drivers license, passport or Medicare card
• For Big things you also need to have a permanent job (at least 25 hours a week) or be on aged/veteran's pension

This bit's super simple. First things first: depending on whether you're an Apple or Android person, go to either the App Store or Google Play and download the App.

Once you've got the App running, just follow the steps and you'll be good to go. Niiice!

Pre-approval is the way to go on this. Apply before you shop, through the humm App. Just tell us how much you'd like pre-approved (up to $10,000) or let us pick an amount for you. All you need to do is share access to your bank statements for information to help us in our approval process.

Humm is fast and simple to use no matter where you prefer to shop. Online, simply select humm at checkout and you will be taken through to humm to confirm your payment.